India Utility Hub
GST, EMI, SIP and other calculators built for Indian users. All tools run locally in your browser memory with zero server uploads and zero tracking.
Tax & GST
5GST calculator with slabs, income tax and TDS calculators.
Add or remove GST from an amount, with category-based rates and a CGST/SGST/IGST split.
Compare estimated income tax under the new and old regimes with 87A rebate, surcharge, and deductions.
Calculate Tax Deducted at Source (TDS) and net payable for common payment categories.
Estimate short-term and long-term capital gains tax on equity, mutual funds, and property.
Check whether a GSTIN matches the standard 15-character format and extract its PAN and state code.
Loans & EMI
2Home loan, car loan and personal loan EMI calculators with amortization.
Calculate loan EMI for flat or reducing-balance interest with amortization charts.
Calculate loan instalments and total repayment with an interactive month-by-month amortization schedule.
Investments
7SIP, mutual funds, compound interest and retirement planners.
Estimate SIP mutual fund returns over time, in years or months, with a growth chart.
Calculate compound interest with adjustable compounding frequency.
Compare flat-rate and reducing-balance interest, monthly or yearly, with charts.
See how inflation erodes purchasing power over time.
Estimate your retirement corpus and required monthly SIP.
Calculate compound annual growth rate between two values.
Calculate annualized return for irregular cash flows.
Salary & Income
4CTC to take-home salary and professional tax calculators.
Break down CTC into take-home, PF and other components.
Calculate your tax-exempt House Rent Allowance.
Calculate Dearness Allowance from basic salary.
Estimate professional tax deducted from salary.
More India Utility Hub
Additional utilities in the india utility hub suite.
Convert CGPA to an equivalent percentage.
Convert numbers between Indian and international formatting.
Convert land area between acre, hectare, bigha, sq ft and more.
Estimate trip fuel cost from distance and mileage.
Calculate the final price after a percentage discount.
Find the sales volume needed to cover costs.
Calculate profit margin and markup from cost and price.
Calculate commission earned on a sale.
Estimate electricity cost from an appliance's power usage.
Estimate LPG cost per kg and monthly usage cost.
Calculate your vehicle's actual mileage from a trip.
Add up toll costs for a route.
Estimate a vehicle's current depreciated value.
Convert a date between DD/MM/YYYY and other formats.
Check whether a PIN code matches the correct format.
Check whether an IFSC code matches the correct format.
Check whether a bank account number has a plausible format.
Check whether a PAN matches the correct format.
Mask an Aadhaar number to show only the last 4 digits.
Validate and format an Indian mobile number with country code.
Convert a rupee amount into words (lakh, crore).