Capital Gains Calculator
Estimate short-term or long-term capital gains tax on equity, mutual funds, property or other assets based on holding period.
Result
Your result will appear here.
What is Capital Gains Calculator?
Capital Gains Calculator estimates your Short-Term Capital Gains (STCG) and Long-Term Capital Gains (LTCG) tax on investments in India, incorporating the rationalized tax rates enacted in the Finance (No. 2) Act, 2024 (effective July 23, 2024). It computes holding durations, distinguishes between listed equity (12-month threshold) and other assets (24-month threshold), applies the increased ₹1.25 Lakhs equity LTCG annual exemption (Section 112A), and computes flat 12.5% LTCG and 20% equity STCG.
How to use Capital Gains Calculator
- 1Select the asset type: "Listed equity / equity MF" or "Other assets (property, gold, etc.)".
- 2Enter your purchase date and sale date to determine the exact holding period in months.
- 3Enter the total purchase price and sale price to calculate the net capital gain.
- 4The calculator displays the holding classification (Short-term vs Long-term), net capital gain, and estimated tax liability.
Key features
Budget 2024 Rationalized Tax Slabs
Updated for Finance (No. 2) Act, 2024 rates: 12.5% LTCG across asset classes and 20% STCG on listed equity.
₹1.25 Lakhs Equity LTCG Exemption (Single Transaction)
Applies the statutory ₹1,25,000 Section 112A exemption limit against the calculated transaction gain. Does not aggregate multiple trades across the financial year.
Holding Period Classification
Accurately determines short-term vs long-term status based on asset class (more than 12 months for equity, more than 24 months for real estate and gold for transfers on or after 23 July 2024).
Capital Loss Protection
Recognizes capital losses when sale price is below purchase price, correctly reporting zero tax liability.
Examples & use cases
Equity LTCG with Partial Exemption Scenario
Listed shares purchased for ₹1,00,000 and sold 17 months later for ₹3,25,000
Asset: Listed equity | Buy: ₹1,00,000 | Sell: ₹3,25,000 | Holding: 17 months
Holding: Long-term (more than 12 months) | Net Gain: ₹2,25,000 | Taxable Gain: ₹1,00,000 (after ₹1.25L exemption) | Tax @ 12.5%: ₹12,500
Equity STCG Scenario
Equity mutual fund units purchased for ₹1,00,000 and sold 6 months later for ₹1,50,000
Asset: Listed equity | Buy: ₹1,00,000 | Sell: ₹1,50,000 | Holding: 6 months
Holding: Short-term | Net Gain: ₹50,000 | Tax @ 20%: ₹10,000
Real Estate / Gold LTCG Scenario (Post-23 July 2024)
Property purchased for ₹10,00,000 and sold 26 months later for ₹15,00,000
Asset: Other assets | Buy: ₹10,00,000 | Sell: ₹15,00,000 | Holding: 26 months
Holding: Long-term (more than 24 months) | Net Gain: ₹5,00,000 | Tax @ 12.5% (without indexation): ₹62,500
Frequently asked questions
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